Dhan is one of India’s most rapidly rising new-generation investment platforms — launched in 2021 with a focus on high-performance trading technology and a premium user experience that directly targets serious retail traders and investors. Built by fintech veterans with deep capital markets expertise, Dhan has distinguished itself from the crowded discount broker landscape through its speed-focused order execution infrastructure, superior options trading tools, and a premium visual design philosophy. With a rapidly growing registered user base and consistently strong ratings on app stores, Dhan has quickly established itself as a credible platform for both active traders and long-term investors.
For a platform whose initial identity was primarily built around equity and derivatives trading, Dhan has progressively expanded its product portfolio — and mutual fund investment is now available as part of its comprehensive investment platform. This guide covers how mutual fund investing works on Dhan, what features are available, and what investors should consider when choosing Dhan for their mutual fund needs.
Mutual Fund Investing on Dhan — What Is Available
Dhan offers mutual fund investment as an integrated feature within its main platform — accessible through the same app and login used for stock and derivatives trading. The platform has built a clean, performance-oriented mutual fund interface consistent with its overall design philosophy, providing access to Direct Plans across all major AMCs in India.
How to Buy Mutual Funds on Dhan — Step by Step
Step 1 — Open a Dhan Account Account opening is available at dhan.co or through the Dhan app. The fully digital process requires PAN, Aadhaar, bank details, and biometric verification. Account activation typically completes within 24 hours.
Step 2 — Complete KYC KYC is completed during account opening through the standard Aadhaar-based digital verification process. Existing KYC-compliant investors are recognised through KRA systems.
Step 3 — Access Mutual Funds Navigate to the Mutual Funds section within the Dhan app. The interface presents fund categories, performance-ranked fund lists, and search functionality optimised for quick fund identification.
Step 4 — Fund Selection Dhan displays comprehensive fund profiles including historical NAV, returns across time periods, expense ratio, risk classification, AUM, and portfolio information for informed selection.
Step 5 — Invest Select lump sum or SIP, enter the amount, and complete the payment through UPI or bank mandate. The investment interface is consistent with Dhan’s overall design philosophy — clean and fast.
Step 6 — Portfolio Tracking The Dhan portfolio dashboard provides mutual fund tracking alongside equity holdings with XIRR calculation and gain/loss reporting.
Key Features of Dhan Mutual Fund Platform
Direct Plans with Clean Interface — Dhan’s Direct Plan mutual fund interface reflects the platform’s premium design approach — clean, fast, and uncluttered, consistent with the overall Dhan experience.
TV for Dhan — Research Integration — Dhan’s TradingView integration (Dhan has one of the most advanced chart integration relationships with TradingView among Indian brokers) extends to the broader platform context — research tools are available alongside mutual fund investment.
SIP and Lump Sum — Full support for both investment types with SIP mandate management.
Integrated Portfolio — Stocks, ETFs, and mutual funds in a single portfolio view — Dhan’s primary advantage for multi-asset investors.
Fast Execution — Dhan’s infrastructure emphasis on speed and performance extends to mutual fund transaction processing — orders are placed quickly and confirmations are prompt.
Dhan Mutual Fund Charges
Dhan does not charge transaction fees for Direct Plan mutual fund investments. The investment cost is exclusively the fund’s expense ratio. No platform fees or annual charges apply specifically to mutual fund investment.
Frequently Asked Questions (FAQs)
Q: Are mutual funds available on the Dhan app?
A: Yes — mutual fund investment is integrated within the Dhan main app.
Q: Does Dhan offer Direct Plan mutual funds?
A: Yes — Direct Plans are available through Dhan’s mutual fund section.
Q: Is Dhan good for mutual fund investment?
A: Dhan is a reliable option for existing Dhan equity traders who want consolidated portfolio management. For pure mutual fund investors, dedicated platforms like Groww offer more mutual fund-specific features.
Q: Can I do SIP on Dhan?
A: Yes — SIP is fully supported within the Dhan mutual fund section.
