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Author: Rishi Raj

How to Reactivate a Dormant Demat Account After Two Years of No Trading
Finance

How to Reactivate a Dormant Demat Account After Two Years of No Trading

Rishi RajMay 19, 2026May 18, 2026

A Demat account that has seen no transactions for an extended period gets classified as dormant by the Depository Participant.…

How to Set Up an Auto-Debit Mandate for Your Monthly Mutual Fund SIP
Finance

How to Set Up an Auto-Debit Mandate for Your Monthly Mutual Fund SIP

Rishi RajMay 18, 2026

A Systematic Investment Plan is only as powerful as its consistency. The mathematical foundation of SIP — rupee cost averaging,…

How to Update Your KYC Details for Mutual Funds Without Visiting a Branch
Finance

How to Update Your KYC Details for Mutual Funds Without Visiting a Branch

Rishi RajMay 17, 2026

KYC — Know Your Customer — is the regulatory foundation of all financial account relationships in India. When your KYC…

How to Use a Gold Loan to Pay Off High-Interest Credit Card Debt Fast
Finance

How to Use a Gold Loan to Pay Off High-Interest Credit Card Debt Fast

Rishi RajMay 16, 2026

Credit card debt is one of the most expensive liabilities a household can carry. With interest rates running between 36%…

How to Use an SIP Calculator to Reach a Target of ₹1 Crore
Finance

How to Use an SIP Calculator to Reach a Target of ₹1 Crore

Rishi RajMay 15, 2026

The one crore target has become India’s most cited personal finance milestone — the number that separates financial aspiration from…

The Best Way to Store Your Stock Market Shares in Physical vs Digital Form
Digital MarketingFinance

The Best Way to Store Your Stock Market Shares in Physical vs Digital Form

Rishi RajMay 14, 2026July 20, 2026

The question of how to store shares has been largely resolved by regulation — but it hasn’t been entirely eliminated…

Why Your NFO Mutual Fund Units Are Not Visible in Your Demat Account
Finance

Why Your NFO Mutual Fund Units Are Not Visible in Your Demat Account

Rishi RajMay 13, 2026May 12, 2026

You subscribed to a New Fund Offer, your bank account was debited, the NFO closed on schedule, and now —…

The Impact of the Repo Rate Hike on Your Floating Rate Home Loan EMI
Loan

The Impact of the Repo Rate Hike on Your Floating Rate Home Loan EMI

Rishi RajMay 12, 2026

When the Reserve Bank of India changes the repo rate — the rate at which it lends money to commercial…

Understanding the T+0 Settlement Rule for Stock Selling in the Indian Market
Finance

Understanding the T+0 Settlement Rule for Stock Selling in the Indian Market

Rishi RajMay 12, 2026

India’s stock market settlement infrastructure has made a significant transition in recent years — from T+2 to T+1 to the…

Phase 8 Industrial Area, Mohali
Information

Phase 8 Industrial Area, Mohali

Rishi RajMay 12, 2026May 11, 2026

Phase 8 Industrial Area is one of the most prominent and well-developed industrial clusters located in Mohali, Punjab. Situated within…

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