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Author: Rishi Raj

How to Apply for a Loan Against Property for Expanding Your Small Business
Loan

How to Apply for a Loan Against Property for Expanding Your Small Business

Rishi RajMay 27, 2026

Scaling a small business is one of the most capital-intensive decisions an entrepreneur faces. Hiring the next five employees, upgrading…

How to Calculate the Gratuity Amount After Leaving Your First Job in India
Finance

How to Calculate the Gratuity Amount After Leaving Your First Job in India

Rishi RajMay 26, 2026

Leaving your first job is a financial milestone with several moving parts — final salary settlement, PF withdrawal, relieving letter,…

How to Check Your Daily Mutual Fund Portfolio Returns on Your Mobile Phone
Finance

How to Check Your Daily Mutual Fund Portfolio Returns on Your Mobile Phone

Rishi RajMay 25, 2026

Monitoring your mutual fund portfolio on your phone is one of the simplest financial habits you can build — and…

Why Your CIBIL Score Dropped After Closing an Old Credit Card Account Recently
Finance

Why Your CIBIL Score Dropped After Closing an Old Credit Card Account Recently

Rishi RajMay 25, 2026

You did something that felt financially responsible — you closed a credit card you weren’t using, removed a debt instrument…

What to Do if Your Bank Account Is Debited Twice for a Single SIP
Finance

What to Do if Your Bank Account Is Debited Twice for a Single SIP

Rishi RajMay 24, 2026

A double debit on your bank account for a single SIP instalment is alarming precisely because it involves real money…

How to Consolidate Multiple Small Home Loans into One Single Lower Interest EMI
Loan

How to Consolidate Multiple Small Home Loans into One Single Lower Interest EMI

Rishi RajMay 23, 2026

Managing multiple home loans simultaneously is one of those financial situations that arrives gradually. The first loan was for the…

What to Do if Your Online Payment for a Mutual Fund SIP Fails
Finance

What to Do if Your Online Payment for a Mutual Fund SIP Fails

Rishi RajMay 22, 2026

A failed SIP payment is one of those financial events that feels more alarming than it actually is. The debit…

How to Set Up a Minor Demat Account to Start Investing for Your Children
Finance

How to Set Up a Minor Demat Account to Start Investing for Your Children

Rishi RajMay 21, 2026May 20, 2026

The most powerful financial gift you can give your child is not a gold set at birth or a fixed…

Why You Need a Dedicated Critical Illness Insurance Cover Beyond Your Basic Plan
Insurance

Why You Need a Dedicated Critical Illness Insurance Cover Beyond Your Basic Plan

Rishi RajMay 20, 2026

Your basic health insurance policy is doing its job. Hospital bills get settled, cashless claims process smoothly, and the annual…

What Is a “Cool-Off” Period in a Life Insurance Policy and How to Use It
Insurance

What Is a “Cool-Off” Period in a Life Insurance Policy and How to Use It

Rishi RajMay 20, 2026

Most financial products in India don’t give you the right to change your mind after buying. A fixed deposit must…

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