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Author: Rishi Raj

The Difference Between a Nominee and a Legal Heir Under Indian Succession Law
Information

The Difference Between a Nominee and a Legal Heir Under Indian Succession Law

Rishi RajJune 8, 2026

There is a persistent and costly misunderstanding embedded in how most Indian families think about financial nominations. When they name…

The Impact of Multiple Hard Enquiries on Your CIBIL Score During Loan Hunting
Finance

The Impact of Multiple Hard Enquiries on Your CIBIL Score During Loan Hunting

Rishi RajJune 6, 2026

When you’re shopping for the best personal loan rate, the natural instinct is to apply to several lenders simultaneously —…

The Truth About “Zero Processing Fee” Loan Offers During the Festive Season in India
Loan

The Truth About “Zero Processing Fee” Loan Offers During the Festive Season in India

Rishi RajJune 5, 2026

Every October and November, India’s lending landscape transforms. Banks, NBFCs, and fintech lenders flood digital channels, television screens, and branch…

Understanding the “Restoration Benefit” in Modern Health Insurance Plans for Families in India
Insurance

Understanding the “Restoration Benefit” in Modern Health Insurance Plans for Families in India

Rishi RajJune 4, 2026

The restoration benefit has quietly become one of the most important features distinguishing a genuinely protective health insurance plan from…

Why Your Health Insurance Claim Was Rejected Due to the 24-Hour Rule
Insurance

Why Your Health Insurance Claim Was Rejected Due to the 24-Hour Rule

Rishi RajJune 3, 2026

The hospitalisation happened. The treatment was received. The bill was generated. And when you filed the claim, the insurer rejected…

Home Care Business Advantages and Disadvantages
Business

Home Care Business Advantages and Disadvantages

Rishi RajJune 2, 2026

The home care business provides essential personal assistance, medical support, and daily living services to elderly, differently-abled, and recovering patients…

Why You Should Never Take a Loan from a Mobile App Asking for Contacts
Loan

Why You Should Never Take a Loan from a Mobile App Asking for Contacts

Rishi RajJune 1, 2026

The warning has appeared in SEBI advisories, RBI circulars, state police cybercrime bulletins, and newspaper columns. And yet every week,…

Handmade Soap Business Advantages and Disadvantages
Business

Handmade Soap Business Advantages and Disadvantages

Rishi RajMay 31, 2026

The handmade soap business has emerged as one of India’s most popular and most creatively fulfilling home-based entrepreneurship opportunities —…

How Crypto Perpetual Futures Are Reshaping Modern Trading Systems
Cryptocurrency

How Crypto Perpetual Futures Are Reshaping Modern Trading Systems

Rishi RajMay 30, 2026July 8, 2026

Crypto trading has changed a lot from the early days when people simply bought Bitcoin, held it, and waited for…

Cafe Business Advantages and Disadvantages
Business

Cafe Business Advantages and Disadvantages

Rishi RajMay 30, 2026

The café business occupies a unique and increasingly powerful position in India’s food and beverage landscape — combining the social…

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