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Author: Rishi Raj

How to Choose the Right Index Fund for Long-Term Wealth Creation in India
Finance

How to Choose the Right Index Fund for Long-Term Wealth Creation in India

Rishi RajMay 29, 2026

The case for index fund investing has been made comprehensively by decades of global data and increasingly by India’s own…

How to Claim the No-Claim Bonus Discount on Your Bike Insurance Renewal Online?
Insurance

How to Claim the No-Claim Bonus Discount on Your Bike Insurance Renewal Online?

Rishi RajMay 28, 2026

Your two-wheeler insurance renewal notice arrives and somewhere in the paperwork is a reference to your No-Claim Bonus — the…

How to Get a 100% Finance Loan for Your New Electric Scooter in 2026
Loan

How to Get a 100% Finance Loan for Your New Electric Scooter in 2026

Rishi RajMay 28, 2026

The electric two-wheeler market in India has crossed the threshold from niche adoption to mainstream purchase behaviour. More than a…

How to Apply for a Loan Against Property for Expanding Your Small Business
Loan

How to Apply for a Loan Against Property for Expanding Your Small Business

Rishi RajMay 27, 2026

Scaling a small business is one of the most capital-intensive decisions an entrepreneur faces. Hiring the next five employees, upgrading…

How to Calculate the Gratuity Amount After Leaving Your First Job in India
Finance

How to Calculate the Gratuity Amount After Leaving Your First Job in India

Rishi RajMay 26, 2026

Leaving your first job is a financial milestone with several moving parts — final salary settlement, PF withdrawal, relieving letter,…

How to Check Your Daily Mutual Fund Portfolio Returns on Your Mobile Phone
Finance

How to Check Your Daily Mutual Fund Portfolio Returns on Your Mobile Phone

Rishi RajMay 25, 2026

Monitoring your mutual fund portfolio on your phone is one of the simplest financial habits you can build — and…

Why Your CIBIL Score Dropped After Closing an Old Credit Card Account Recently
Finance

Why Your CIBIL Score Dropped After Closing an Old Credit Card Account Recently

Rishi RajMay 25, 2026

You did something that felt financially responsible — you closed a credit card you weren’t using, removed a debt instrument…

What to Do if Your Bank Account Is Debited Twice for a Single SIP
Finance

What to Do if Your Bank Account Is Debited Twice for a Single SIP

Rishi RajMay 24, 2026

A double debit on your bank account for a single SIP instalment is alarming precisely because it involves real money…

How to Consolidate Multiple Small Home Loans into One Single Lower Interest EMI
Loan

How to Consolidate Multiple Small Home Loans into One Single Lower Interest EMI

Rishi RajMay 23, 2026

Managing multiple home loans simultaneously is one of those financial situations that arrives gradually. The first loan was for the…

What to Do if Your Online Payment for a Mutual Fund SIP Fails
Finance

What to Do if Your Online Payment for a Mutual Fund SIP Fails

Rishi RajMay 22, 2026

A failed SIP payment is one of those financial events that feels more alarming than it actually is. The debit…

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Recently Published

Nominee and a Legal Heir
    Information

The Difference Between a Nominee and a Legal Heir Under Indian Succession Law

Rishi RajJune 8, 2026
CIBIL Score
    Finance

The Impact of Multiple Hard Enquiries on Your CIBIL Score During Loan Hunting

Rishi RajJune 6, 2026
Zero Processing Fee" Loan
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The Truth About “Zero Processing Fee” Loan Offers During the Festive Season in India

Rishi RajJune 5, 2026
Restoration Benefit
    Insurance

Understanding the “Restoration Benefit” in Modern Health Insurance Plans for Families in India

Rishi RajJune 4, 2026

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